The difference between a house and a home can be felt only by those who have stayed in a rented house for a span and when they really start feeling home there, when their emotions start clinging to the house and the location they are forced to leave their home due to some problem and again start their dwelling in a house which is complete new and alien to them. Personally, I have seen people in great grief in such a situation.

To live permanently in a house, it needs to be your own house. However, to buy a house is a dear decision not within a reach of some people. The risks involved don’t render mortgaging as a safe option, even though you may not have enough money for a purchase. Very few people would be ready to bear the penalty in a mortgage when you fail to pay the loan within the stipulated period. The normal loan is also not a very judicious option due to the high interests involved.

However, there is one other way to circumvent the problem. It includes the usage of the Government Home Improvement Grants. This is a very suitable option as the government pays money to make your house. This however is limited to a very few people. This category includes the Native American Indians, Veterans and their family members, researchers, teachers, homeless people, disabled, etc. though such grants can’t be used to add luxuries, a thing ensured by inspection. When a person applies for the Government Home Improvement Grant, the official first sends an advisor who inspects and asserts that the renovation or repair is really needed in the house. It is then that his application is forwarded for further approvals.

There is yet another group who can enjoy this privilege. It includes the people in military services. They enjoy the privilege because the government normally has to give them grants for housing as a benefit. So, they do not have to pay back the money of the grant. This is an advantage for them and their family.

Here comes the interesting part. In name of the Government Home Improvement Grants several scams have taken place. So, beware of it. Some people say that they received calls from a person who says that they are selects for the Government Home Improvement Grants and will soon get the grant. Then he asks them to pay some fees for registration or for obtaining the information bulletin, or something else. Then the offender goes away with the money.

To stay at a safe distance from such scams you must first understand the process well. And for now, keep two simple things in mind. First is that the Government never calls people to give away free money. Secondly, the Government generally gives the money in the grants’ share to local non profit institutions, social service organizations, or NGOs. So if you are meant to receive any such grant it never happens that someone from the Government calls you for it.